No matter how much money you spent on your motorhome, having it stolen or damaged is likely to be one of your worst nightmares – particularly if you find out afterwards that you’re not fully covered by your insurance policy.
You’ll be left out of pocket, only adding to the distress of losing your beloved ‘van.
Fortunately, Shield Total Insurance – a specialist motorhome insurer with 25 years’ experience in the leisure vehicle industry – offers everything you require to get the best policy for your needs, ensuring that you’re fully covered at a price that’s right for you.
How to choose a policy
It’s tempting to go with the cheapest insurance policy available, but it could end up costing you dear if you find that you’re not fully covered in the event of a claim.
Here are some important questions to ask yourself when considering an insurance policy.
If you are new to motorcaravanning, will you be allowed a reduction of premium based on your no-claims bonus from your private car, or do you start from scratch?
Shield Total Insurance offers an introductory no-claims (mirrored) bonus, and no-claims bonus protection is available, allowing an agreed number of no-fault claims within a stated time span, without affecting the amount of no-claims bonus that you’re entitled to.
Does your policy recognise all the fixtures and fittings so that if they are damaged, you are fully reimbursed? And what about your awning or equipment?
All of the fixtures and fittings in your motorhome are covered within a Shield Total Insurance policy, and you can insure any awning or other valuable kit, to make sure you’re fully covered.
Does windscreen cover include broken glass in the side windows and any scratched bodywork caused by the broken glass, and have the option of repair being carried out at home?
Shield Total Insurance ensures that repairing damaged glass is a hassle-free process – even when you’re touring the Continent.
How much European cover is extended in one trip? Are you charged extra each and every time that you travel? In the event of a breakdown, does your motorhome breakdown insurance extend to the EU?
Shield Total Insurance will give you cover up to 240 days in any one 12-month period of insurance if you are travelling to a country within the European Community and Croatia, Iceland, Norway, Andorra and Switzerland (including Liechtenstein).
There is no limit to the number of trips you make in any period of insurance.
Having your motor caravan stolen or damaged is an extremely stressful event. Does your insurer operate a claims department that understands the needs of a motorhome owner?
With 25 years’ experience, you can rest assured that Shield Total Insurance is the best choice when it comes to the needs of every motorhome owner.
For more information on Shield Total Insurance, see www.shieldtotalinsurance.co.uk/pmh, or call 0800 206 1317.
And for the latest news on Shield Total Insurance, and to follow the company on social media, see https://www.facebook.com/ShieldTotalInsurance and https://twitter.com/shield_insure.
Shield Total Insurance is a trading name of Vantage Insurance Services Limited (VISL) and is authorised and regulated by the Financial Conduct Authority. VISL is a registered in England No. 3441136. Registered office: 41 Eastcheap, London, EC3M 1DT. Some policies may be administered by Fresh Insurance Services Group Limited (Fresh). Fresh is authorised and regulated by the Financial Conduct Authority No 306202.
Shield Total Insurance will give you cover up to 240 days in any one 12-month period of insurance if you are travelling to a country within the European Community